by Alex Thomas | The Gamble Times, updated 2nd of June, 2025.

Home » Online Gambling » What Is RTP in Online Slots? A Beginner’s Guide

TL;DR
RTP (Return to Player) in online slots shows how much a game pays back over time, as a percentage. A 96% RTP means that across millions of spins, €96 is returned per €100 wagered — but that doesn’t guarantee what you will get. It’s calculated by game developers and verified by independent labs. For players, it’s a useful tool, but smart bankroll control, emotional awareness, and knowing when to stop matter much more.


Introduction

Hey folks, Alex here!

If you’re new to online slots, chances are you’ve stumbled across the term RTP and thought, What does that even mean? Don’t worry, you’re not alone.

I still remember the first time I heard someone say, “Pick the game with the highest RTP, it’s better!” I had no clue what they were talking about. So I’m here today to break it all down for you, like I wish someone had done for me back then.

So, What Does RTP Mean?

Let’s keep it simple:

RTP stands for Return to Player.

It’s a percentage that shows how much a slot machine, on average, pays back to players over time.

For example:

  • 96% RTP means: Out of every €100 wagered, €96 is paid back over time.
  • 88% RTP means: €88 paid back per €100 wagered.

But here’s the kicker — that’s over millions or billions of spins. It’s not saying you personally will get €96 back if you bet €100. You might win big, you might lose fast. RTP is all about the long-term math behind the game.

How Is RTP Calculated?

You might be wondering: how do they even figure this out?

Well, game developers like NetEnt, Pragmatic Play, and Play’n GO use a combination of:

  • Mathematical models (these define payouts, hit rates, features)
  • Simulation runs (millions or even billions of spins)

After crunching all that data, they get the theoretical RTP.

But wait — they don’t just slap a number on it and call it a day. Independent labs like:

Check the software, run their tests, and make sure the game is fair.

If you’re playing on a licensed online casino, you can feel confident that the game’s RTP is what’s advertised.

Why Should You Care About RTP?

Here’s why RTP matters (but also why it’s not the only thing that matters):

Higher RTP = better long-term value
A slot with 96% RTP gives you slightly more playtime per euro than one with 88%.

Lower RTP = faster losses
If you want to stretch your bankroll, avoid games under 90% RTP.

It shows the house edge
House edge = 100% minus RTP. So, a 96% RTP slot has a 4% edge for the casino.

BUT (and this is where my opinion comes in)…

Honestly, chasing high RTP alone won’t save you. I’ve played 98% RTP slots and still watched 30 spins go dry. Why? Because variance — the game’s ups and downs — matters more in the short term.

Quick Table: How RTP Compares

Let’s break it down:

RTP PercentageAverage Return per €100House Edge
88%€8812%
92%€928%
95%€955%
96%€964%
98%€982%

Remember, these are averages over millions of spins, not your results!

How Can You Use RTP Smartly?

Here’s what I tell my friends when they ask:

  • Check the game info panel — there’s usually an “i” button showing the RTP.
  • Stick to fair RTP games (95–97%) — avoid anything way below that.
  • Mix in fun, not just math — some lower-RTP games have cool themes or features. If you love them, that’s fine!
  • Play on licensed casinos — some shady sites tweak RTP settings.

I balance fun + value. I’m not going to avoid a great bonus round just because the RTP is 94% instead of 96%.

Alex’s Honest Advice: It’s Not Just About the Numbers

I’ve been in this space long enough to see players obsess over RTP and forget the basics.

Here’s what matters:

  • Smart staking: Keep your bets small enough to enjoy the ride.
  • Loss limits: Set a cap and stick to it.
  • Emotional control: Don’t tilt when you’re losing, and don’t get overconfident when you’re winning.

A high RTP slot can still wipe you out if you’re betting recklessly or chasing losses. Gambling is entertainment, not an income plan.

Where Do You Find RTP Info?

Here’s where to look:

  • The game’s info or help section (often marked with an “i” icon)
  • Casino game listings (some sites show RTP right next to the game title)
  • Trusted review sites like Casino Guru or AskGamblers

Pro tip: Always double-check the casino’s license. Licensed sites stick to the certified game versions.

Should You Only Play High-RTP Slots?

Honestly? No.

If you only chase the highest RTP, you’ll miss out on:

  • Unique game features
  • Exciting bonus rounds
  • Themed slots that might be a blast even if they’re slightly lower RTP

I mix things up. I play high-RTP when I want max value and lower-RTP games when I’m just in the mood for fun. As long as you know the tradeoff, you’re in control.

Final Take: Play Smart, Not Just “By the Numbers”

RTP is a useful guide — but it’s not your gambling savior.

Here’s the big picture:
Use RTP to compare games.
Bet smart, stay within limits.
Choose games you enjoy.
Play only on trusted, licensed online casinos.

If you combine all that, you’re setting yourself up for a fun, responsible gambling experience.

And if you ever want me to recommend some fair RTP slots for 2025, just hit me up — I’m always happy to share picks!

author avatar
Alex Thomas Founding Editor & Lead Casino Reviewer
Alex Thomas is the voice behind The Gamble Times, a self-made casino nerd with a passion for making sense of the online gambling world. From bonus loopholes to shady license traps, Alex breaks it all down in plain English, with no fluff and no fake wins, just straight-up insights from someone who actually plays.

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